Mold Inspection in New Jersey
Mold damage can often be a by-product of a larger problem, but yet is a serious issue that can affect your health and well being. Leaks or flooding can create an environment where mold can thrive and once it is present, can be a very complex issue. In Southern New Jersey there is water everywhere and public adjusters at Yeager have seen the different issues that can arise from mold. We know how to best approach these types of damages with the insurance companies. We are well versed in identifying issues and want to ensure you are getting the most of your homeowners or commercial property insurance.
Do You really have time to over see the full process and ensure you are getting what you should?
When a loss occurs you should do the following:
- Call our office immediately to ensure your claim is properly reported.
- Don't move or discard any damaged goods.
- Protect your property from further damage. Move undamaged goods to a safe place.
- Don't clean-up damaged area until photos or video has been taken of the loss.
- Take a visual inventory of the damaged property.
Following your call to our office and signing the contract, we do the following on a typical loss:
- Report the loss to the insurance company.
- Review your insurance coverage and apply it to the loss.
- Meet with insurance company representives including their contractors, engineers and cause and loss experts.
- Survey the damage and prepare a comprehensive estimate of repair on our state-of-the-art system.
- Photograph the loss and diagram the building.
- Inventory the loss of personal, business or stock items.
- Evaluate values of these articles in replacement cost and actual cash amounts.
- Assist the owners in locating temporary housing.
- Arrange for emergency services (i.e.) winterization of the plumbing system.
- Secure the building - arranage for board up.
- Negotiate the best possible settlement you are entitled to under the policy.
- Resolve difference of opinion between the insurance company and yourself.
